Payday Loans Alamo LLC is not a lender. Because of this, we are not able to confirm the exact APR rate that you will be charged. Should you have reached our site via a paid Google advert, you will have seen repayment terms ranging from 3 to 48 months, together with illustrated rates of 4.95% to 35.99% for qualified customers (calculation consistent with the Truth In Lending Act, TILA). Although some providers offer rates from 5.99% up to 35.99%, those low APR rates are only available to certain customers. The repayment terms are for closed-end loan products and are not reflective of all loan products offered in our network.
PaydayAlamo.org is striving hard to ensure that the lenders in our network strictly adhere to all applicable international, federal, state, and local regulations and laws and are able to provide fair credit practices within the industry.
Usually, this credit is associated with relatively high financial charges, rates, and fees. For this reason, the industry is heavily regulated on federal, state, and local levels. Moreover, the number of organizations, either governmental or non-governmental, which provide control over the agents in this industry and establish the best practices and regulative procedures, steadily grow and develop.
To apply for a loan, you will need to be 18 years or older. The rate of APR you will be charged will be set by the lender. The figure can vary and will be based both on the information that you provide to the lender within your loan request and the information the lender supplies to you. The lender will always notify you of the APR they can offer you.
APR rates are based on how creditworthy you are; the rates are subject to change without notice, which could result in the rate and amount you pay back varying.
Once your application has been accepted by a lender, they will provide you with all the facts associated with the loan. This will include the APR, any associated loan finance charges, and all of the terms you will be agreeing to. It is prudent that you read all information submitted to you by the lender to ensure that you can make an informed decision prior to accepting a loan offer.
Payday Loans Alamo LLC refers consumers to trusted, reputable lenders who are able to provide loan information and advice – we do not charge for this service.