If you want to learn more about personal loans from a legal perspective, please review the information provided below. Note that this data is for guidance only and legal information is subject to change. For the latest legal details, visit governmental websites and other relevant sources.
We encourage our users to review this section before submitting a loan request.
Yes, personal loans are legal. However, each state has its own standards and regulations regarding online lending. It is advisable to consult with state authorities or visit relevant governmental websites for specific details.
According to US legislation, only residents of the United States who are at least 18 years old are eligible for a personal loan. You must also have a stable source of income. Therefore, you can use our website to obtain funds if you are an adult US resident with financial stability.
A loan agreement is a contract between you and the lender. This document formalizes the loan and is enforceable by law. If any party breaches the terms of the agreement, legal consequences may follow.
Once you e-sign a loan agreement, you are committed to the terms. Your e-signature confirms your acceptance of all terms, so we recommend thoroughly reviewing the agreement before signing.
Our Privacy Policy addresses how we manage user data.
Please review our Terms of Use for information regarding website usage.
Our website is completely free to use. For information on rates and fees, please refer to our Rates and Fees section. Details about rates and fees will also be specified in your loan agreement.